Getting Caught Up

Well, by no means am I *ahead* yet but I think I'm almost caught up. The Holidays really stretched my pocketbook and I probably spent a lot more than I should have. Next year will be better. I should start saving now. My mom had an idea to get 20-50 dollars giftcards every time you get a paycheck (whether that be Walmart or AMEX or whatever). Then by the time Christmas rolls around I'll have a big chunk set aside for Christmas. I think I will do that- I really need to do something.

Today I'm going to get my finances in check. I have been so scared to look at them because of knowing there wasn't enough to cover everything. But I'm turning over a new leaf. Just because I don't look doesn't mean the bill isn't there, so I have to have some sort of reality check.

Speaking of checks, we got our taxes today!! Yeah!! Jason and I are splitting them this year which is really awesome. Also, Monday is my payday and it should be a good one, and although I'm probably not too much ahead, I AM going to be caught up (or almost caught up). My next paycheck will be just as good if not better than this one and it includes a bonus, wahooh! My goal is to pay off all my little bills this year...

My goal is to improve my credit in the next 2 years. I just want to pay everything on time and still have some left over to put in savings. I enrolled in a credit watch so I'm going to be checking my credit every month to see if the changes I am making will have a positive affect on the score.

So that's that. My next post will be about anything but money :)

Jen